
852 SHIRLEY STREET, SEBRING, FL, 33870
Active4 days on marketListed Aug 12, 2026MLS #A4702771
About this home
852 SHIRLEY STREET
Investors, flippers, landlords, and value-add buyers this is the kind of affordable Florida opportunity that is becoming harder to find. Located in Sebring, this 3-bedroom, 1-bathroom cinderblock rancher offers 989 square feet and a straightforward renovation opportunity with excellent potential for an investor looking to add value. Offered at $79,900 with an estimated renovation budget of approximately $25,000 and an estimated after-repair value (ARV) of approximately $160,000, this property provides a compelling opportunity to renovate, resell, hold as a rental, or create an affordable starter home. The functional ranch-style layout features three bedrooms, one bathroom, a spacious living area, and a kitchen area ready for customization. The open living space provides flexibility for an updated floor plan, while the existing cinderblock construction offers a solid foundation for the renovation. The property presents an opportunity to complete primarily cosmetic improvements and modernize the interior to appeal to today’s buyers or tenants. For investors, the numbers create value through an efficient renovation. The projected ARV and estimated renovation cost are provided as estimates only and should be independently verified by the buyer. Buyers are encouraged to conduct their own due diligence regarding property condition, renovation costs, market value, rental potential, zoning, permits, utilities, and all other factors affecting the investment. LOCATION: Situated in Sebring, the property is conveniently located near Lake Jackson, Downtown Sebring, local restaurants, shopping, parks, schools, and everyday conveniences. Enjoy access to boating, fishing, walking trails, and the area’s outdoor recreation. Highlands Hammock State Park is also nearby, adding to the appeal of the location. Sebring continues to attract, first-time homebuyers, seasonal residents, and long-term renters seeking affordability and a relaxed Florida lifestyle. Whether your strategy is a quick cosmetic flip, long-term rental, value-add investment, or affordable home project, 852 Shirley St. is worth a closer look. Opportunities at this price point with a manageable renovation scope can be difficult to find. Schedule your showing today and bring your contractor, inspector, and investment strategy. All measurements, estimates, projected ARV, and property information should be independently verified by the buyer and buyer’s agent. Property is being sold as-is.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
989
Sqft
0.08 ac
Lot size
1946
Year built
One
Levels
$81
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$785 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$785/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−47.3%
$/sqft vs Sebring actives
$81 vs $187
Days on market
4 vs 63 typical
Where $81/sqft sits among the 207 Sebring actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$265K → $269K
Sebring median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
90 of 207
Sebring actives have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the SEBRING 33870 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 852 SHIRLEY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$185,900
2221 SAGE CREST DRIVE
2 bd · 2 ba · 988 sqft · $188/sqft · 13 DOM
Sold · Feb ’26$68,000
4816 4TH STREET
3 bd · 2 ba · 1,017 sqft · $67/sqft · 4 DOM
Sold · Aug ’26$145,000
1717 STATE ROAD 17 N
2 bd · 2 ba · 1,044 sqft · $139/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jennifer Reinbolt
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 852 SHIRLEY STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 852 SHIRLEY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jennifer's phone and CRM.
Straight answers
852 SHIRLEY STREET FAQs
What would the monthly payment be for 852 SHIRLEY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $785/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 852 SHIRLEY STREET?+
The most recent tax bill on record (2025) was $1,436. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 852 SHIRLEY STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebring?+
At $79,900, this home is listed about 73% below the Sebring median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 852 SHIRLEY STREET?+
Fred Wild Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Loukas Masouras. MLS #A4702771.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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