Jennifer Reinbolt
$79,9003 bd1 ba989 sqft$81 /sqft$785 /mo all-in ↓

852 SHIRLEY STREET, SEBRING, FL, 33870

Active4 days on marketListed Aug 12, 2026MLS #A4702771

Priced 44% below the SEBRING 33870 medianSingle Family ResidenceSCHOOL ADD TO ADD

About this home

852 SHIRLEY STREET

Investors, flippers, landlords, and value-add buyers this is the kind of affordable Florida opportunity that is becoming harder to find. Located in Sebring, this 3-bedroom, 1-bathroom cinderblock rancher offers 989 square feet and a straightforward renovation opportunity with excellent potential for an investor looking to add value. Offered at $79,900 with an estimated renovation budget of approximately $25,000 and an estimated after-repair value (ARV) of approximately $160,000, this property provides a compelling opportunity to renovate, resell, hold as a rental, or create an affordable starter home. The functional ranch-style layout features three bedrooms, one bathroom, a spacious living area, and a kitchen area ready for customization. The open living space provides flexibility for an updated floor plan, while the existing cinderblock construction offers a solid foundation for the renovation. The property presents an opportunity to complete primarily cosmetic improvements and modernize the interior to appeal to today’s buyers or tenants. For investors, the numbers create value through an efficient renovation. The projected ARV and estimated renovation cost are provided as estimates only and should be independently verified by the buyer. Buyers are encouraged to conduct their own due diligence regarding property condition, renovation costs, market value, rental potential, zoning, permits, utilities, and all other factors affecting the investment. LOCATION: Situated in Sebring, the property is conveniently located near Lake Jackson, Downtown Sebring, local restaurants, shopping, parks, schools, and everyday conveniences. Enjoy access to boating, fishing, walking trails, and the area’s outdoor recreation. Highlands Hammock State Park is also nearby, adding to the appeal of the location. Sebring continues to attract, first-time homebuyers, seasonal residents, and long-term renters seeking affordability and a relaxed Florida lifestyle. Whether your strategy is a quick cosmetic flip, long-term rental, value-add investment, or affordable home project, 852 Shirley St. is worth a closer look. Opportunities at this price point with a manageable renovation scope can be difficult to find. Schedule your showing today and bring your contractor, inspector, and investment strategy. All measurements, estimates, projected ARV, and property information should be independently verified by the buyer and buyer’s agent. Property is being sold as-is.

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

989

Sqft

0.08 ac

Lot size

1946

Year built

One

Levels

$81

Per sqft

Pets allowed

Inside

FlooringVinyl
AppliancesOther
InteriorOther
LaundryCommon Area · Other
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorthwest
ExteriorOther

Community & fees

Taxes (2025)$1,436/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$785 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$470
FHA mortgage insurance (est.)$35
Property tax — 2025 actual bill$120
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,797Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,797
Interest rate6.00%
Loan term

Estimated payment

$785/mo

Principal & interest$470
FHA mortgage insurance (est.)$35
Property taxes (actual bill)$120
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $80K
$77KedgeAI estimate $151,690 · range $127K$168K$175K

vs edgeAI estimate

−47.3%

$/sqft vs Sebring actives

$81 vs $187

Days on market

4 vs 63 typical

Where $81/sqft sits among the 207 Sebring actives

5 · this home
26
61
57
37
21
$81–114$114–147$147–180$180–213$213–246$246+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sebring

Map of 852 SHIRLEY STREET

Get to know Sebring. See the full Sebring guide →

For the school run

Highlands County School District

ElementaryFred Wild Elementary School★★★★★
HighSebring High School★★★★★
MiddleSebring Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sebring market

Seller’s marketLeans buyer8.2 months of inventoryBuyer’s market

$265K$269K

Sebring median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

90 of 207

Sebring actives have cut their price

Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 44% below the SEBRING 33870 median. See the full Sebring market guide →

Paper trail

This home's history

Aug 12, 2026Listed at $79,900 · 4 days on market since
1946Built · SCHOOL ADD TO ADD

Reality check

What actually sold near 852 SHIRLEY STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2221 SAGE CREST DRIVESold · Sep ’25

$185,900

2221 SAGE CREST DRIVE

2 bd · 2 ba · 988 sqft · $188/sqft · 13 DOM

4816 4TH STREETSold · Feb ’26

$68,000

4816 4TH STREET

3 bd · 2 ba · 1,017 sqft · $67/sqft · 4 DOM

1717 STATE ROAD 17 NSold · Aug ’26

$145,000

1717 STATE ROAD 17 N

2 bd · 2 ba · 1,044 sqft · $139/sqft · 72 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jennifer Reinbolt

Your agent

Jennifer Reinbolt

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 852 SHIRLEY STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 852 SHIRLEY STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jennifer's phone and CRM.

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Goes straight to Jennifer’s phone and CRM.

Straight answers

852 SHIRLEY STREET FAQs

What would the monthly payment be for 852 SHIRLEY STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $785/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 852 SHIRLEY STREET?+

The most recent tax bill on record (2025) was $1,436. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 852 SHIRLEY STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sebring?+

At $79,900, this home is listed about 73% below the Sebring median of $299,999. The market section on this page shows how the area is trending.

Which schools are assigned to 852 SHIRLEY STREET?+

Fred Wild Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY ONE GROUP MVP · Loukas Masouras. MLS #A4702771.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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