
1102 12TH STREET, EDGEWATER, FL, 32132
Active0 days on marketListed Aug 14, 2026MLS #FC320653
About this home
1102 12TH STREET
THIS IS NOT YOUR EVERYDAY HOME, AND THAT'S EXACTLY THE POINT! Character, flexibility, privacy, and an outdoor setting nearly impossible to duplicate come together in this 3-bedroom, 2-bath home, with soaring ceilings and personality around every corner. At the heart of the home, a magnificent brick focal wall brings warmth and architectural character to the beautifully updated kitchen featuring modern cabinetry, granite countertops, and plenty of space to gather. The flexible floor plan continues with additional guest/flex space and a vinyl-enclosed Florida room overlooking an outdoor oasis designed for enjoying the Florida lifestyle. Step outside to a stunning swimming pool and expansive deck surrounded by professional landscaping, privacy, and your very own waterfront backdrop...a FULLY STOCKED LAKE! The property's expansive frontage and wide, sprawling layout open up panoramic views across the lake and natural land beyond, creating a remarkable sense of space, scenery, and privacy. And this isn't simply a lake you look at. A substantial portion of the lake lies within the property boundaries, with the property extending across the water and approximately 10+ feet onto the land beyond the opposite shoreline. Boat or paddle across to your own little piece of land and imagine a kids' fort, birdwatching spot, nature retreat, exploration area, or simply a fun destination in your own backyard. The lake isn't simply part of the view. It's part of the property and part of the lifestyle. This is salt-of-the-earth Florida living at its finest, where days can be spent swimming, fishing, gardening, exploring, watching wildlife, and simply enjoying your own little piece of the Florida landscape. The property's unique configuration brings the total parcel to just over an acre, with plenty of room to spread out and live a little differently. BRING THE BOAT AND THE TOYS! Multiple driveways, generous parking, a sprawling lot, and a 2-car garage provide exceptional flexibility for vehicles, boats, trailers, kayaks, recreational toys, and gear. Better yet, bigger-water adventures are just minutes away! George R. Kennedy Memorial Park is just over a mile from home, with Menard-May Park, River Breeze Park, and additional area launches only a few minutes' drive away, providing convenient access to the Indian River, Intracoastal Waterway, and world-renowned Mosquito Lagoon. The upgrades are just as impressive. Whole-house solar provides exceptional energy efficiency and low monthly utility costs, complemented by newer big-ticket improvements, new hurricane windows, new doors, modern garage doors, professional landscaping, an irrigation well, and more. The property is located outside of a designated flood zone and has no known history of flooding. This is the kind of home where every turn reveals something else to love. A beautiful home, swimming pool, lake, land, panoramic views, privacy, flexibility, energy efficiency, room for the boat and toys, and some of Florida's best boating waters just minutes away. The gift that keeps on giving is what you've got here! CLICK YOUR HEELS, DOROTHY. YOU'RE ALMOST HOME! All information, measurements, property boundaries, water features, and details are intended to be accurate but are not guaranteed and should be independently verified by the buyer and buyer's agent.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,812
Sqft
1.01 ac
Lot size
2
Garage
2004
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,267 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,267/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−36.1%
Days on market
0 vs 54 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Edgewater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Edgewater. See the full Edgewater guide →
EDGEWATER 32132 — neighborhood snapshot
Population
8,132
Median age
57
Median income
$53,860
Median home value
$234,900
Avg household
2.14
Households w/ children
525
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% above the EDGEWATER 32132 median. See the full Edgewater market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jennifer Reinbolt
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1102 12TH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1102 12TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jennifer's phone and CRM.
Straight answers
1102 12TH STREET FAQs
What would the monthly payment be for 1102 12TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,267/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1102 12TH STREET?+
The most recent tax bill on record (2025) was $6,689. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1102 12TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Edgewater?+
At $615,000, this home is listed about 92% above the Edgewater median of $319,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1102 12TH STREET?+
Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$615,000 runs 82% above the EDGEWATER 32132 median — but at 2,812 sqft it's also 74% larger than the typical Edgewater listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Edgewater market that averages 54 — if it fits, move quickly.
Listing courtesy of SIMPLY REAL ESTATE · Deana Frechette. MLS #FC320653.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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