Jennifer Reinbolt
$385,0004 bd2 ba2,567 sqft$150 /sqft$3,116 /mo all-in ↓

107 SANDERLING DRIVE, WINTER HAVEN, FL, 33881

Active0 days on marketListed Aug 13, 2026MLS #O6433016

Single Family ResidenceHAMILTON WEST PH 02

About this home

107 SANDERLING DRIVE

Welcome to **107 Sanderling Drive**, a spacious and inviting **4-bedroom, 2-bathroom single-family home** in the desirable Hamilton West community of Winter Haven. Offering approximately **2,567 square feet of living space**, this one-story home provides plenty of room for comfortable everyday living, entertaining, and creating lasting memories. Step inside to a welcoming floor plan featuring spacious living and dining areas, an eat-in kitchen, vaulted ceilings, crown molding, and a combination of wood and tile flooring. The kitchen offers generous cabinet and counter space and opens toward the breakfast area and family room, creating a great gathering space for family and friends. The split-bedroom layout provides privacy for the primary suite, which features **two walk-in closets, dual sinks, a garden tub, and a separate walk-in shower**. Recent and important property improvements include a **new roof installed in 2024 with architectural shingles**, providing added peace of mind for years to come. The home features an **HVAC system with dual-purpose natural gas heating and cooling**, along with a **natural gas water heater**. A **well irrigation system services the sprinkler system**, helping maintain the landscaping while providing an efficient source for irrigation. Additional features include a **two-car attached garage**, ceiling fans, window treatments, and a spacious **0.26-acre lot** with approximately **11,326 square feet of land**, providing plenty of room to enjoy Florida's outdoor lifestyle. Located in the heart of Winter Haven's famous **Chain of Lakes region**, residents can enjoy boating, fishing, kayaking, water sports, and beautiful waterfront recreation. Nearby **Lake Howard** and the surrounding lakes provide numerous opportunities for outdoor adventures and relaxation. Enjoy the shops, restaurants, entertainment, and community events of **downtown Winter Haven**, or spend the day exploring local parks and nature areas. Family-friendly attractions and activities are also nearby, including **LEGOLAND Florida Resort**, golf courses, walking and biking trails, and numerous recreational facilities throughout the Winter Haven area. Conveniently located with easy access to major roadways, this home provides a great balance of peaceful residential living and proximity to shopping, dining, recreation, medical facilities, and Central Florida attractions. With its spacious floor plan, **2024 architectural shingle roof**, natural gas HVAC and water heater, well irrigation system, and desirable Winter Haven location, **107 Sanderling Drive** is an excellent opportunity to enjoy the Central Florida lifestyle. **Come see all this wonderful home has to offer!**

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,567

Sqft

0.26 ac

Lot size

2

Garage

2005

Year built

One

Levels

$150

Per sqft

Inside

FlooringHardwood
AppliancesDishwasher · Dryer · Gas Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesEast
ExteriorGarden

Community & fees

HOA fee$42/mo
Taxes (2025)$5,728/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,116 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property tax — 2025 actual bill$477
HOA fee — from the listing$42
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,475
Interest rate6.00%
Loan term

Estimated payment

$3,116/mo

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property taxes (actual bill)$477
HOA / condo fee$42
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $385K
$342KedgeAI estimate $440,280 · range $357K$532K$553K

vs edgeAI estimate

−12.6%

$/sqft vs Winter Haven actives

$150 vs $169

Days on market

0 vs 49 typical

Where $150/sqft sits among the 400 Winter Haven actives

46
75 · this home
114
100
30
35
$100–125$125–151$151–177$177–202$202–228$228+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 107 SANDERLING DRIVE

Drive times from this address

Walt Disney World41 min
Universal Orlando51 min
Downtown Orlando57 min
Orlando Int’l Airport (MCO)62 min
Downtown Tampa68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33881 — neighborhood snapshot

Population

39,189

Median age

43.6

Median income

$53,867

Median home value

$177,400

Avg household

2.61

Households w/ children

3,730

For the school run

Polk County School District

MiddleLake Alfred Polytech Academy★★★★
ElementaryFred G. Garner Academy★★★★
HighWinter Haven Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$283K$280K

Winter Haven median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

211 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% above the WINTER HAVEN 33881 median. See the full Winter Haven market guide →

Paper trail

This home's history

Aug 13, 2026Listed at $385,000 · 0 days on market since
2005Built · HAMILTON WEST PH 02

Reality check

What actually sold near 107 SANDERLING DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3105 ROYAL TERN DRIVESold · Nov ’25

$362,000

3105 ROYAL TERN DRIVE

5 bd · 3 ba · 2,601 sqft · $139/sqft · 20 DOM

132 LAKE REGION CIRCLESold · Sep ’25

$414,500

132 LAKE REGION CIRCLE

3 bd · 3 ba · 2,486 sqft · $167/sqft · 460 DOM

1061 SANDPIPER LOOPSold · Jul ’26

$454,000

1061 SANDPIPER LOOP

5 bd · 3 ba · 2,472 sqft · $184/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jennifer Reinbolt

Your agent

Jennifer Reinbolt

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 107 SANDERLING DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 107 SANDERLING DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jennifer's phone and CRM.

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Straight answers

107 SANDERLING DRIVE FAQs

What would the monthly payment be for 107 SANDERLING DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,116/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 107 SANDERLING DRIVE?+

The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 107 SANDERLING DRIVE?+

The most recent tax bill on record (2025) was $5,728. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 107 SANDERLING DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $385,000, this home is listed about 35% above the Winter Haven median of $284,900. The market section on this page shows how the area is trending.

Which schools are assigned to 107 SANDERLING DRIVE?+

Lake Alfred Polytech Academy (middle), Fred G. Garner Academy (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TRUDEALS REALTY CORP · Candace Garber. MLS #O6433016.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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