
12377 NW 157TH TERRACE, ALACHUA, FL, 32615
Active7 days on marketListed Aug 11, 2026MLS #OM730190
About this home
12377 NW 157TH TERRACE
This is a Certified Pre-Owned Home -- and that changes everything. Before you ever make an offer, a licensed home inspector has already been through this home top to bottom. You get the full report at no cost. No surprises. No guessing. Just confidence. And it doesn't stop there -- your purchase comes with a 12-month Home Warranty AND our 18-month Satisfaction Guarantee: love this home, or we will buy it back or sell it for free. You won't find that anywhere else. As an added bonus you also qualify for a 1% lender credit at closing if you use our preferred lender. An absolute stunner in Savannah Station!! Step into this transitional modern home and escape the hustle and bustle. This 4 bedroom 3 bath home was built in 2024 and is loaded with upgrades. The craftsman style exterior gives way to an inviting foyer leading to the Open Concept kitchen and Great Room. The kitchen is truly magnificent with an impressive 12' granite island, large upper cabinets, Stainless Steel Appliances and large walk in pantry. The Great Room is very large and a perfect gathering spot for the family and friends. Just off the great room is the screened in Lanai overlooking the FULLY FENCED backyard that is very private. The Owner's Suite is quite impressive. Lots of space for furniture and bedding and the bath has an elegant Free Standing tub and walk in shower with dual vanities. The IN-LAW SUITE is very good sized and could even be used for a get away for your teenagers. The Crown Molding adds drama and elegance as well. Other features include a 3 CAR garage with EPOXY floors, extra insulation even in the garage, vinyl floors and water filtration. Perfect for families or empty nesters and it just needs you and your dreams!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,516
Sqft
0.25 ac
Lot size
3
Garage
2024
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,029 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,029/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+43%
$/sqft vs Alachua actives
$190 vs $194
Days on market
7 vs 66 typical
Where $190/sqft sits among the 143 Alachua actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Alachua
Get to know Alachua. See the full Alachua guide →
ALACHUA 32615 — neighborhood snapshot
Population
16,244
Median age
40.3
Median income
$79,983
Median home value
$289,000
Avg household
2.56
Households w/ children
1,833
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Alachua market
$319K → $336K
Alachua median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
76 of 143
Alachua actives have cut their price
Median sold price, Alachua, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the ALACHUA 32615 median. See the full Alachua market guide →
Paper trail
This home's history
Reality check
What actually sold near 12377 NW 157TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$305,000
12545 NW 157TH TERRACE · same community
3 bd · 2 ba · 1,550 sqft · $197/sqft · 20 DOM
Sold · Apr ’26$302,500
12574 NW 158TH STREET · same community
3 bd · 2 ba · 1,550 sqft · $195/sqft · 40 DOM
Sold · Jun ’26$399,485
14192 NW CONVERGENCE BOULEVARD
4 bd · 3 ba · 2,571 sqft · $155/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jennifer Reinbolt
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12377 NW 157TH TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12377 NW 157TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jennifer's phone and CRM.
Straight answers
12377 NW 157TH TERRACE FAQs
What would the monthly payment be for 12377 NW 157TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,029/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12377 NW 157TH TERRACE?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12377 NW 157TH TERRACE?+
The most recent tax bill on record (2025) was $9,629. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12377 NW 157TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Alachua?+
At $479,000, this home is listed about 39% above the Alachua median of $345,025. The market section on this page shows how the area is trending.
Which schools are assigned to 12377 NW 157TH TERRACE?+
W. W. Irby Elementary School (elementary), Alachua Elementary School (elementary), A. L. Mebane Middle School (middle), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$479,000 runs 45% above the ALACHUA 32615 median — but at 2,516 sqft it's also 34% larger than the typical Alachua listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Alachua market that averages 66 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL REALTY SOLD GUARANTEE · Scott Coldwell. MLS #OM730190.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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