Jennifer Reinbolt
$720,0003 bd3 ba2,210 sqft$326 /sqft$5,451 /mo all-in ↓

4925 SURFSIDE CIRCLE, BRADENTON, FL, 34211

Active1 days on marketListed Aug 16, 2026MLS #TB8536193

WaterfrontSingle Family ResidenceCRESSWIND PH I SUBPH A & B

About this home

4925 SURFSIDE CIRCLE

Experience elevated Florida living in Cresswind at Lakewood Ranch, a 55+ community. This beautifully appointed Dania floor plan sits on an exceptional waterfront lot that captures expansive long water views. The private lanai is your front-row seat to enjoy nature and spectacular Florida sunsets. Inside, this 3 bed + Den home immediately impresses with a light, sophisticated aesthetic and an exceptional level of finish. A contemporary glass front door opens to a welcoming foyer framed by 8-foot interior doors, plantation shutters, IMPACT GLASS windows, and elegant tray ceilings extending through the foyer, great room, and primary suite. The open-concept design, with upgraded porcelain floor tile, creates an effortless flow between the kitchen, dining, and living spaces while keeping the beautiful water views at the center of the home. The kitchen is both stylish and highly functional, featuring GE appliances, glass-front cabinetry, generous storage, and an open connection to the great room. It is a space designed equally well for quiet mornings at home or entertaining family and friends. The spacious primary suite is a relaxing retreat, while two additional bedrooms and full bathrooms provide plenty of room for visiting family and friends. A large private study offers even more flexibility for a home office, hobby room, or additional living space. Bathrooms are enhanced with wall tile extending to the ceiling, and the bedrooms feature plush carpeting. The laundry room is equally functional with built-in cabinetry and a utility sink. The outdoor living space is where this home truly distinguishes itself. The generous lanai overlooks expansive water views, creating a serene backdrop from morning through evening. With western exposure, sunset becomes part of the daily experience as the sky fills with changing colors over the water—a setting equally suited to entertaining guests or enjoying a quiet glass of wine at the end of the day. An extended two-car garage (additional 4’ of depth) with epoxy flooring adds valuable flexibility for vehicles, a golf cart, bicycles, storage, and the equipment that accompanies an active Florida lifestyle. Cresswind at Lakewood Ranch is designed for residents who want more than just a beautiful home—they want an active, social, low-maintenance lifestyle. Residents enjoy an impressive amenity center with resort-style pool, fitness center, pickleball and tennis courts, walking trails, social spaces, clubs, activities, and a full calendar of opportunities to connect with neighbors and enjoy the community. The HOA also includes landscaping, cable TV, and internet, providing the ease of a low-maintenance, lock-and-leave lifestyle. Set within the award-winning Lakewood Ranch community, this home places you close to an outstanding collection of shopping, dining, golf, entertainment, and everyday conveniences, while Sarasota, Bradenton, and the Gulf Coast’s renowned beaches are all within easy reach. ? Come experience why so many buyers are choosing Cresswind at Lakewood Ranch. Your next chapter deserves a view like this.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,210

Sqft

0.15 ac

Lot size

2

Garage

2022

Year built

One

Levels

$326

Per sqft

WaterfrontWater viewNegotiable55+ communityPets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · High Ceilings · In Wall Pest System · Open Floorplan · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric · Heat Pump
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stone · Stucco
FoundationSlab
ViewWater
FacesNortheast
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$429/mo
Taxes (2025)$8,483/yr
PetsYes
CommunityLake · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Racquetball · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,451 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,885
PMI (est., until 20% equity)$270
Property tax — 2025 actual bill$707
HOA fee — from the listing$429
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,000
Interest rate6.00%
Loan term

Estimated payment

$5,451/mo

Principal & interest$3,885
PMI (est., until 20% equity)$270
Property taxes (actual bill)$707
HOA / condo fee$429
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $720K
$688KedgeAI estimate $734,481 · range $717K$758K$788K

vs edgeAI estimate

−2%

$/sqft vs Bradenton actives

$326 vs $245

Days on market

1 vs 56 typical

Where $326/sqft sits among the 400 Bradenton actives

110
106
81
48 · this home
25
30
$125–189$189–253$253–318$318–382$382–446$446+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 4925 SURFSIDE CIRCLE

Drive times from this address

Downtown Tampa59 min
Tampa Int’l Airport (TPA)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34211 — neighborhood snapshot

Population

20,786

Median age

48.5

Median income

$118,565

Median home value

$601,300

Avg household

2.65

Households w/ children

1,934

For the school run

Manatee County School District

MiddleDr Mona Jain Middle School★★★★
ElementaryB.D. Gullett Elementary School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

230 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 76% above the BRADENTON 34211 median. See the full Bradenton market guide →

Paper trail

This home's history

Aug 16, 2026Listed at $720,000 · 1 days on market since
2022Built · CRESSWIND PH I SUBPH A & B

Reality check

What actually sold near 4925 SURFSIDE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4947 SURFSIDE CIRCLESold · Dec ’25

$855,000

4947 SURFSIDE CIRCLE · same community

3 bd · 3 ba · 2,217 sqft · $386/sqft · 13 DOM

17022 CRESSWIND TERRACESold · Jun ’26

$690,000

17022 CRESSWIND TERRACE · same community

3 bd · 3 ba · 2,318 sqft · $298/sqft · 22 DOM

4940 SURFSIDE CIRCLESold · Jun ’26

$880,000

4940 SURFSIDE CIRCLE · same community

3 bd · 3.5 ba · 2,560 sqft · $344/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jennifer Reinbolt

Your agent

Jennifer Reinbolt

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4925 SURFSIDE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4925 SURFSIDE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jennifer's phone and CRM.

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Straight answers

4925 SURFSIDE CIRCLE FAQs

What would the monthly payment be for 4925 SURFSIDE CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,451/mo — principal and interest, the actual property-tax bill, the $429/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4925 SURFSIDE CIRCLE?+

The association fee works out to $429 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4925 SURFSIDE CIRCLE?+

The most recent tax bill on record (2025) was $8,483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4925 SURFSIDE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $720,000, this home is listed about 85% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4925 SURFSIDE CIRCLE?+

Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$720,000 runs 76% above the BRADENTON 34211 median — but at 2,210 sqft it's also 42% larger than the typical Bradenton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 1 day on market in a Bradenton market that averages 56 — if it fits, move quickly.

04Strong assigned schools

Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LPT REALTY, LLC · Michael Chenkus. MLS #TB8536193.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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