12033 KAY DRIVE, SEMINOLE, FL, 33772
Active1 days on marketListed Aug 14, 2026MLS #TB8539134
About this home
12033 KAY DRIVE
Seminole Grove Estates - 12033 Kay Dr. 3 BR 2 bath 2-car garage with additional home office. Very nice Seminole neighborhood. Totally updated, newer roof, electrical panel, A/C, instant hot water and appliances, view of nature pond from screened porch. Move-in ready.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,355
Sqft
0.16 ac
Lot size
2
Garage
1979
Year built
One
Levels
$354
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,357 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,357/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.7%
$/sqft vs Seminole actives
$354 vs $247
Days on market
1 vs 45 typical
Where $354/sqft sits among the 277 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole Grove Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Seminole Grove Estates — neighborhood snapshot
Population
1,643
Median age
53
Median income
$104,581
Median home value
$415,393
Avg household
3
Households w/ children
128
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
161 of 277
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 113% above the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 12033 KAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$550,000
12092 97TH AVENUE · same community
3 bd · 2 ba · 1,379 sqft · $399/sqft · 60 DOM
Sold · Dec ’25$485,000
9309 120TH STREET · same community
3 bd · 2 ba · 1,674 sqft · $290/sqft · 143 DOM
Sold · Jul ’26$553,000
12134 96TH PLACE · same community
4 bd · 2 ba · 1,684 sqft · $328/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jennifer Reinbolt
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12033 KAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12033 KAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jennifer's phone and CRM.
Straight answers
12033 KAY DRIVE FAQs
What would the monthly payment be for 12033 KAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,357/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12033 KAY DRIVE?+
The most recent tax bill on record (2025) was $1,983. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $479,000, this home is listed about 29% above the Seminole median of $372,450. The market section on this page shows how the area is trending.
Which schools are assigned to 12033 KAY DRIVE?+
Richard O Jacobson Technical High School At Seminole (high), Bauder Elementary School (elementary), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$479,000 runs 113% above the SEMINOLE 33772 median.
02Fresh on the market
Only 1 day on market in a Seminole market that averages 45 — if it fits, move quickly.
03Strong assigned schools
Richard O Jacobson Technical High School At Seminole, Bauder Elementary School, Seminole Middle School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of JACK KELLER INC · John Keller, III. MLS #TB8539134.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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