13065 PIRATE LANE, SPRING HILL, FL, 34609
Active0 days on marketListed Aug 19, 2026MLS #TB8540379
About this home
13065 PIRATE LANE
Virtually Staged. Welcome to 13065 Pirate Lane in Spring Hill, a spacious 3-bedroom, 2-bath home featuring an inviting open-concept layout with plenty of room for everyday living and entertaining. A NEW ROOF was installed in August 2026, along with an HVAC system and water heater replaced in 2022, offering valuable updates to major components of the home. The main living areas feature tile flooring, neutral colors, crown molding, chair rail detailing, recessed lighting, and abundant natural light. The kitchen is the heart of the home, featuring rich wood cabinetry, granite countertops, stainless steel appliances, generous cabinet and counter space, and a large breakfast bar that opens to the living and dining areas. Multiple living spaces provide flexibility for a family room, formal living room, home office, or additional entertaining space. Sliding glass doors extend the living area outdoors to the screened lanai and fully fenced backyard, creating a great space to relax and enjoy Florida living year-round. Conveniently located in Spring Hill with easy access to shopping, dining, medical facilities, parks, and major roadways. With its functional floor plan, spacious living areas, updated major systems, and inviting kitchen, this home is ready for its next owner. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,426
Sqft
0.23 ac
Lot size
2
Garage
1988
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,250 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,250/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.3%
Days on market
0 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
The numbers that matter
The Spring Hill market
$320K → $315K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the Spring Hill median. See the full Spring Hill market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jennifer Reinbolt
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13065 PIRATE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13065 PIRATE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jennifer's phone and CRM.
Straight answers
13065 PIRATE LANE FAQs
What would the monthly payment be for 13065 PIRATE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,250/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13065 PIRATE LANE?+
The most recent tax bill on record (2025) was $3,619. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13065 PIRATE LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $282,500, this home is listed about 17% below the Spring Hill median of $340,000. The market section on this page shows how the area is trending.
Listing courtesy of EXP REALTY LLC · Cindy Greco. MLS #TB8540379.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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